See your net worth
One number, rarely in one place
Balances live apart
Checking at one bank, a card at another, a 401(k) somewhere else.
Debt is easy to leave out
A total that ignores cards and loans flatters more than it informs.
A snapshot is not a direction
Knowing today's figure says little about where it is heading.
What the net worth view shows
Every account, combined
Cash, investments, credit cards and loans, netted into one figure.
Recorded daily
A real value each day from your first sync. 1M, 3M, 6M, 1Y, or all time.
Weekly change
The move since last week, in dollars and percent.
Composition
How the total divides across cash, investments, cards and loans.
Key ratios
Share invested, debt-to-asset, and savings rate, each with a plain reading.
Savings projection
Your savings rate and the interest your banks actually pay, carried forward.
How it comes together
Connect your accounts
Banks, cards, brokerages and loans link through Plaid. Read-only.
Balances arrive on their own
Each account refreshes from your bank. No manual entry, no spreadsheet.
History accumulates
A value is recorded each day, so the chart grows more meaningful with time.
Common questions
How is net worth calculated?
Linked cash and investment balances, less what you owe on cards and loans. Balances come from your banks through Plaid.
How often is history recorded?
Daily, from the day your accounts first sync. Earlier months are estimated from your transactions and labeled as estimates.
What are the key ratios?
The share of your assets that is invested, your debt-to-asset ratio, and your savings rate.
Does it work for a household?
Yes. On the Household plan the total combines every member, with a breakdown by member.
Is this part of Premium?
Yes, included with MizuFlow Premium and Household.