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Cash flow forecast

The next 30 days, seen in advance.

See your forecast
MizuFlow Overview screen with cash balance and the month so far

A positive month can still dip

Monthly totals hide timing. Rent due before payday shows up only on the day it clears.

Timing, not totals

Income and bills land on different days, and the gap between them matters.

Bills arrive quietly

Subscriptions and renewals are easy to forget until they post.

Today's balance looks final

It says nothing of what is already scheduled to leave.

What the forecast shows

Balance in 30 days

Your projected cash balance, and the change from today.

A day-by-day line

Drag across the chart to read the projected balance on any date.

The lowest point

The day the balance is projected to be at its lowest, and by how much.

An early notice

If the balance could fall below zero, the forecast names the date.

Every expected event

Income and subscriptions listed in order, each with its date and amount.

Nothing to enter

Recurring income and bills are found from your linked accounts.

How it comes together

  1. Connect checking and savings

    Through Plaid, read-only. Their combined balance is the starting point.

  2. Recurring items are detected

    Paychecks, subscriptions and bills are recognized from past transactions.

  3. The month ahead is laid out

    Each item is placed on its expected day and the balance is carried forward.

The forecast is a projection from your own history, not a guarantee. Transfers between your accounts are left out so they are not counted twice.

Common questions

How does the forecast work?

Recurring income and bills are found in your history, placed on the day each is next expected, and your cash balance is carried forward 30 days.

Do I have to enter my bills?

No. A bill added by hand with no past charge date can’t be placed on a day, so it appears under Subscriptions but not in the forecast.

Which balance does it start from?

The combined balance of your linked checking and savings accounts today.

Where do I find it?

On the Overview tab, once a cash account is linked.

Is this part of Premium?

Yes, included with MizuFlow Premium and Household.